"NO COST TO YOU UNLESS & UNTIL WE RECOVER FOR YOU" "WATER, FIRE, MOLD, HURRICANE CLAIMS- CALL TODAY"

GET MORE TO FIX YOUR HOME! CALL TODAY!

Clients First The Cohen Law Commitment Receive Your Free Consultation
“GET MORE TO FIX YOUR HOME! CALL TODAY!”

GET MORE TO FIX YOUR HOME! CALL TODAY!

Fill out the form to the right to request your consultation. You will speak directly to a lawyer about your legal need.

Send My Email

Homeowners’ Insurance Attorney in Miami

Was Your Claim Denied? Get a Lawyer on Your Side – (305) 770-6838

Did you prepare for the unexpected by purchasing comprehensive home insurance policies that take care of you in case natural disasters and other incidents damage your home? Are you now astonished to find that your insurance carrier is denying, delaying, or underpaying your claim? If you have been paying your monthly premiums, you deserve to know that the other end of the contract will be respected when you need help the most.

Every year, Miami is hit with powerful storms, hurricanes, and other forces of nature, and each year people are denied coverage for little or no reason at all. Cohen Law can help Miami homeowners fight for the insurance coverage they deserve and purchased. Our Miami homeowners’ insurance lawyers are here to back up your claim, uphold your rights, and set you back down the path to recovery.

Some of the insurance claim cases that we can handle include:


Contact Cohen Law today to discuss your homeowners’ insurance case with a lawyer!


Types of Insurance Claims

Depending on the extent of the damage that your home has suffered, you may need to file one of four main types of insurance claims. It is important to understand the differences between the claims and file the right one. If you file for the wrong type of insurance claim, it can lessen the legitimacy of your case and reduce your chances of securing the coverage you need should matters go through mediation or litigation.

Our team at Cohen Law can help you with cases involving:

  • Total Loss: The most serious of claims, a total loss is filed when your home has been completely destroyed or is uninhabitable until extensive repairs are made. It is not uncommon for a total loss to be filed after a category 3 or stronger hurricane moves across Florida.
  • Partial Loss: Usually the most common type of filings after a natural disaster, a partial loss involves property that has been damaged but is still inhabitable to a certain extent. You may need to file a partial loss, for example, if flooding thoroughly damages your cellar or first floor but the remainder of the home is relatively untouched.
  • Roof Claim: If the damage to your home is entirely isolated to your roof, your insurance provider may require you to file a unique roof claim. Hurricanes that draw near your home but do not cross over it can easily strip a roof entirely of its shingles and tiling, which would constitute a roof claim.
  • Burglary: Sometimes considered a form of partial loss by some insurance companies, if you lose property due to theft, you can file a burglary claim. When you are making a burglary claim, get copies of any related police reports to include in your file and to keep for your own records.

Let Our Law Firm Help You

Once your insurance provider has not honored your claim or otherwise mishandled it through insurance bad faith, you could be in for an uphill battle with a stubborn company. Set yourself down the right path by siding with our Miami homeowners’ insurance attorneys. We can help you learn the details of your policy, set up your claim, and prepare for negotiations or litigation, whatever is necessary.


Call us at 305.770.6838 today to set up your free initial consultation.