Burst Pipes & Water Damage
Florida Homeowners’ Insurance Attorney
A homeowner is responsible for regular maintenance throughout their home,
up to a reasonable amount and care. Since plumbing fixtures are buried
within walls and sometimes underground, it is not reasonable to assume
a homeowner will be able to identify problems and react accordingly. Without
warning, a burst pipe can flood your home with water and destroy everything
In an ideal situation, your homeowners’ insurance provider will step
in and take care of you. In reality, many insurers choose to fight homeowners
for burst pipe and water damage claims, often citing a homeowner’s
alleged neglect. If this has happened to you, it is time to turn to Cohen
Law and our Florida homeowners’ insurance attorneys.
To name just a few accolades that make our legal team stand out:
See what our litigation experience and legal knowledge can do for your
homeowners’ insurance dispute. Call our Miami litigation lawyers
today at 305.770.6838.
Review Your Policy & Get Started
The first thing you should do after a burst pipe or water damage claim
is denied is comb through your homeowners’ insurance policy. Some
insurers will be quick to deny a claim because they state such damage
is not covered in a typical policy, only
flood damage caused by external sources, like a
storm. Reviewing your policy will reveal the truth.
Once you better understand your policy, catalogue the damage thoroughly
by taking pictures of:
- Structural damage
- Mold or mildew growth
- Destroyed furniture and property
- Short circuited wiring
- Rusted or faulty pipework
- Neighbor’s damaged property (apartments)
Everything that has been destroyed by the burst pipe should be repaired
or replaced to avoid allowing even more mildew to grow, which can be dangerous
to your health. The final cost will likely be steep. It should not come
out of your own pocket.
Empower Your Claim with Our Representation
Sometimes the only step required to get the coverage you deserve from your
homeowners’ insurance provider after water damage destroys your
home and property is to show them that you are serious. By retaining the
legal advocacy of our Florida homeowners’ insurance lawyer, you
can make the message clear that you are ready to fight for and stand up
for your rights.
Contact our team to get a rundown of what needs to happen next, delivered through an
initial consultation at no cost to you.