Settling & Sinkhole Claims

Miami Homeowner’s Insurance Attorney – (305) 707-6425

Has a sinkhole developed on your property and caused massive damage to your home? As a result of Florida’s natural geology, the limestone and sediment under the foundation of your property can gradually be washed away, developing pockets in the soil which eventually collapse. Unfortunately, while many homeowners rely on insurance companies for financial assistance in the event of unexpected sinkhole damage, insurance companies are often less-than-enthusiastic about paying these claims and may resort to dishonest tactics to shirk financial responsibility.

At Cohen Law, our knowledgeable Miami homeowner’s insurance lawyers have more than a decade’s worth of experience fighting for the rights of policyholders and can provide the powerful representation you need to assist you with your sinkhole claim. From appealing denials to negotiating for maximum financial recovery, we will work to protect you from the money-saving strategies insurance companies often use to intimidate property owners and deny valid claims.

Contact our office online today to get started towards filing a claim.

Common Signs of a Sinkhole

While many people are unaware of a sinkhole’s development until it has already collapsed and caused damage, these devastating natural cavities exhibit several key signs which can be detected ahead of time. Actively searching for sinkhole activity can allow homeowners to take action and protect against future structural damage.

Early signs of sinkhole activity include:

  • Cracks in your home’s floors, stairways, walls, and foundation
  • Pooling water in certain areas of the property
  • Separation of foundation pilings
  • Sinking or slanting appearance.

Depending on their size and location, sinkholes can be catastrophic and result in damage so severe that a home is uninhabitable, with some being so large that they can swallow entire homes. Florida insurers are required by law to include coverage for catastrophic ground collapses as part of a standard homeowner’s insurance policy. However, new state legislation has allowed insurance companies to restrict loss coverage to just the main building as defined in your insurance policy, as well as given them the authority to redefine “structural damage” as well as sinkhole loss. Our firm’s attorneys are intimately familiar with these laws and can use this knowledge to fight for fair coverage on your behalf.

Let our Insurance Claims Attorneys Assist You

The last thing you need after suffering extensive damage to your home is to be stonewalled by an uncooperative insurance company. This will not stand at Cohen Law. Our Miami sinkhole insurance lawyers understand the tactics of insurance companies and can provide the unshakable support you need to protect you against bad faith actions. Guarding your best interests is our top priority, and we are dedicated to doing everything within our power to pursue a timely and effective result for your claim.

Schedule your complimentary consultation today to review your legal options in full.