Vandalism & Homeowners’ Insurance in Miami
Is Vandalism Covered by My Homeowners’ Insurance?
homeowners’ insurance policies cover vandalism, but there are always exceptions. In most cases,
the building must be occupied, or at least not have been vacant for an
extended period of time. Review your policy in detail if you are wondering
whether or not you are covered for vandalism of your home or other property.
There are some cases, however, when a homeowner’s insurance claim
for vandalism is wrongfully denied. The Miami homeowners’ insurance
lawyer at Cohen Law represents these individuals as the fight for the
coverage they deserve.
Denied Homeowners’ Insurance Claim for Vandalism
Many policies do
not cover vandalism if the building has been vacant for a certain number of
days (usually somewhere between 30 – 60). “Vacant” means
that the house is empty of all persons and personal property belonging
to the policyholder. Because of this, vandalism of empty vacation homes
or of houses that the owner has moved out of is usually not covered by
Do you believe you have been wrongfully denied insurance coverage for vandalism
of your home? Speak with a Miami homeowners’ insurance lawyer from
Cohen Law today. Our team may be able to gather evidence and prove that
you are, in fact, covered for vandalism and deserve a full payout. Do
not fight your insurance company on your own – get a skilled lawyer
on your side!
Contact a Miami Homeowners’ Insurance Attorney
Vandalism can result in thousands of dollars in damages. Do not pay these
expenses out of your pocket when your insurance company has promised to
cover vandalism in your policy. At Cohen Law, our legal team has the knowledge
and skill necessary to examine your policy and hold your insurance company
accountable. Whether your insurance claim has been denied or unnecessarily
delayed, we can help you fight for the coverage that you deserve.